O.A.C. Rate subject to change. No purchase necessary. Some conditions apply.

Have You Tried Our Award Winning Online And Mobile Banking Applications?

Did you know that our online and mobile banking platforms are award winning? For the third consecutive year, Ipsos awarded PACE and Canadian Credit Unions 1st place for Online Banking Excellence. We also won 1st place for Mobile Banking Excellence for the second consecutive year. 

We know that when it comes to your banking, you want great service, savings and convenience. PACE’s online and mobile banking provides all of that and more. Simply come into a branch or contact us to get setup, it’s easy and the benefits save you time and money.

Not A Member Yet? Here's 6 Reasons To Join PACE Credit Union

Great Service At Competitive Rates

We don’t have shareholders to answer to. All profits are used to reward you, our owners. This means we can offer superior solutions and service at low rates.

Our boss isn’t the share price, it’s you. So we won’t gouge you with sneaky extra fees.

No Nickel & Diming

You’ll have access to 15 branches in Ontario, over 3,300 ATMs across Ontario, Canada and online banking 24/7.


You’re the boss and your time is valuable. We work on avoiding the long, bureaucratic process that some bank head offices demand.

Easier Process

PACE has the ability to offer more options and greater flexibility than traditional banks because of our smaller size and, as a result, we provide more personal service to accommodate each of our member’s unique needs and circumstances.

Greater Flexibility

We don’t have a structured credit scoring system. We get to know you and your unique financial history. If you had a major illness or a divorce it won’t count against you.

You Are More Than a Score

Don't Miss Out. Call Our Contact Centre.


Deposit Cheques - with Deposit Anywhere™

 Pay Your Bills with our mobile apps and online banking

Move Money with Interac e-Transfer

View Accounts Go paperless with electronic statements

Peter Campbell is a retired engineer who worked with the Toronto District School Board for many years. Peter began his relationship with PACE when he first started working with the Toronto District School Board as part of a payroll deduction. Both Peter and his wife have been loyal PACE members for over 25 years.

 I feel like a spoiled child with the attention I receive at PACE. I am welcomed by name and they provide me with personal helpful advice. PACE taught me a lot about my finances and how to use a budget. PACE definitely helped me get into a better financial situation.

Peter Campbell

Member Since 1985

In 1974 Marlene purchased a home in the hope to turn it into an income property. After having a successful income property, Marlene next decided to purchase and renovate a 21 unit apartment building. When she went to a traditional bank for a mortgage, she was laughed out for the request. When Marlene asked PACE for the mortgage she was greeted with open arms and was approved. What started out as a dream became reality with the support of PACE. This property allowed Marlene to retire at the age of 39 from General Electric.

Member Since 1969

Marlene Miller

For over 25 years, the Van Kessel family have owned and operated their own business, Chris Van Kessel Masonry. Being self employed masons made it difficult for the Van Kessel’s to get help from other financial institutions.

 Part of what makes PACE great is the branch managers and staff. Whenever I go into PACE, I do not feel rushed or pressured like I have felt at other financial institutions. PACE also goes out of their way to contact their members when changes in their accounts or issues arise personally. They take those extra steps that keep me coming back.

Member Since 1979

Lori Van Kessel

Todd is the proud owner of Moksha Yoga Don Mills. When Todd came into PACE for the first time, he was surprised to learn what PACE had to offer him and his business. He found that PACE could offer better rates and a better financial plan for his business than his previous bank. Todd also likes that Credit Union’s support smaller businesses like his own.

 There is a community based feel to each branch. PACE really cares about my business and its success.

 The best part about PACE is the relationships that I have created. I have always been very impressed with the way that PACE has treated me and my accounts.

Member Since 2009

Todd Canning

Meet A Few Of Our PACE Members