O.A.C. Rate subject to change. No purchase necessary. Some conditions apply.

Not A Member Yet? Here's 6 Reasons To Join PACE Credit Union

Great Service At Competitive Rates

We don’t have shareholders to answer to. All profits are used to reward you, our owners. This means we can offer superior solutions and service at low rates.

Our boss isn’t the share price, it’s you. So we won’t gouge you with sneaky extra fees.

No Nickel & Diming

You’ll have access to 15 branches in Ontario, over 3,300 ATMs across Ontario, Canada and online banking 24/7.


You’re the boss and your time is valuable. We work on avoiding the long, bureaucratic process that some bank head offices demand.

Easier Process

PACE has the ability to offer more options and greater flexibility than traditional banks because of our smaller size and, as a result, we provide more personal service to accommodate each of our member’s unique needs and circumstances.

Greater Flexibility

We don’t have a structured credit scoring system. We get to know you and your unique financial history. If you had a major illness or a divorce it won’t count against you.

You Are More Than a Score

Call 1.877.588.7223 Today!

Buying a home is exciting but finding the right mortgage is essential.  PACE Credit Union has a wide range of financing options with the rates you want. Because our members are also our owners they benefit from a relationship with PACE that gives them more options than they can get from a traditional bank.  We don’t use formulas and credit scores to assess our member’s resources.  We look at the whole picture and find a solution that suits each member’s needs and circumstances. 

Ownership Means Easier and More Flexible Mortgages

 I have been a member since 1976 and have never been disappointed by the service I received - personable, personalized, and responsive.  I have had many disappointments with banks over the years - CIBC and BMO - and switched all of my financial needs as a result.  Never regretted the move.

Collette Dowhaniuk

Member Since 1976

PACE Credit Union staff are always friendly and helpful.  They take the time to understand your concern and it gets solved right away.  I highly recommend anyone banking with them. They pay decent interest rates too! Better than any bank!

PACE Credit Union Member

Fran Raymond

Meet A Few Of Our PACE Members

I always enjoy going into this branch. I know I will always get efficient & professional service & advice. I love being treated like one of the family. I have been with Pace for over 20 years & plan to stay.

PACE Credit Union Member

Lea Mclean

 Any questions or concerns I have, someone is ready to assist and help for the best possible outcome. Highly recommend Pace for ones “banking” needs!

Diana S

PACE Credit Union Member

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