*Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid monthly or annually. Minimum investment $500; Maximum investment $500,000. Cashable upon maturity only. Available to personal and business accounts.
Maximize Your Savings With a RRSP
Grow your money with a RRSP account and take advantage of incredible tax savings!
What is an RRSP?
Claim a tax deduction on your contribution and avoid paying tax on any interest, dividends, and capital gains as long as your money remains in the plan.
Help secure your financial future with an RRSP Loan at
6.45%
*
APR
Competitive Rates
We don’t have shareholders to answer to. All profits are used to reward you, our owners. This means we can offer superior solutions and service at low rates.
Why Choose PACE?
At PACE we exist to meet the needs of our members, not to make profit from them. Credit Unions or co-operative banks, offer an alternative to traditional banks. Because co-operative banks exist to serve their members needs they are motivated to do whatever they can to assist a member.
Member Service
Convenient Scheduling
Use our online scheduling program to make an appointment that is convenient for you at your branch. You can check staff availability and arrange your appointment in minutes. It's that easy!
Better Protection than a Bank
We don’t have a structured credit scoring system. We get to know you and your unique financial history. If you had a major illness or a divorce it won’t count against you.
Registered Retirement Savings Plans offer immediate tax benefits and can be withdrawn for your first home purchase, for education or at retirement.
OR
How Much Do I Need For Retirement
Our Retirement Planner Calculator determines the amount of savings that you'll need to retire comfortably. By flagging any shortfalls or surpluses, the Calculator outlines the savings required to reach your financial goals for retirement.
- RRSPs are a tax-deductible method of saving for retirement with substantial tax-deferred benefits.
- There are a variety of savings options available including term deposits and more.
- Option to withdraw up to certain amount from your RRSP to go to school or buy your first home without penalty, provided it is repaid within the required time. For more information please visit the Government of Canada’s website.
- Partner your RRSPs with a TFSA and increase your tax-sheltered earning power.