O.A.C. Rate subject to change. No purchase necessary. Some conditions apply.

Not A Member Yet? Here's 6 Reasons To Join PACE Credit Union

Great Service At Competitive Rates

We don’t have shareholders to answer to. All profits are used to reward you, our owners. This means we can offer superior solutions and service at low rates.

Our boss isn’t the share price, it’s you. So we won’t gouge you with sneaky extra fees.

No Nickel & Diming

You'll have access to 11 branches in Ontario and because PACE is part of the Exchange Network, over 3,300 surcharge free ATMs across Canada 


You’re the boss and your time is valuable. We work on avoiding the long, bureaucratic process that some bank head offices demand.

Easier Process

PACE has the ability to offer more options and greater flexibility than traditional banks because of our smaller size and, as a result, we provide more personal service to accommodate each of our member’s unique needs and circumstances.

Greater Flexibility

We don’t have a structured credit scoring system. We get to know you and your unique financial history. If you had a major illness or a divorce it won’t count against you.

You Are More Than a Score

Call 1.877.588.7223 Today!

Maximize Your Savings With a RRSP 

Grow your money with a RRSP account and take advantage of incredible tax savings! 

  • RRSPs are a tax-deductible method of saving for retirement with substantial tax-deferred benefits.
  • There are a variety of savings options available including term deposits and more.
  • Option to borrow money from your RRSP to go to school or buy your first home without penalty, provided it is repaid within the required time. For more information please visit the Government of Canada’s website. 
  • Partner your RRSPs with a TFSA and increase your tax-sheltered earning power.

What is a RRSP?

Calculate My Retirement

Registered Retirement Savings Plans offer immediate tax benefits and can be withdrawn for your first home purchase, for education or at retirement.

Do you know how much you should be saving for your retirement?

At PACE Credit Union, all of our members are part owners. As a member, we are just as dedicated to helping you succeed now as we are for your retirement. We offer our members access to a variety of plans that address retirement, estate planning, education and more.

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