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Why Saving With PACE Credit Union is Better 

At a credit union, you’re the owner and your time is valuable. We work to avoid the long, bureaucratic process that some banks demand. It’s why Canadians rank credit unions #1 in customer service over all other financial institutions. 

Easier Process

Deposits up to $250,000 are insured through the Deposit Insurance Corporation of Ontario, an Ontario provincial agency. Registered deposits like RRSP's have unlimited coverage. Compare that to the maximum of $100,000 of protection you get with a bank.

Better Protection Than A Bank

Credit unions are able to offer higher rates because, unlike the banks, they’re owned by regular people like you. So there’s no shareholder pressure to post more record profits. Instead, profits get passed on to owners like you in the form of higher savings rates.

Great Rates

PACE is rated 4.7 stars based on 200+ reviews. 

Happier Customers

Cross off your holiday list and skip the high interest credit card


What Else You’ll Get Besides A Great Rate:

Share The Profits

Not only do you get a great rate but banking with PACE means you’re not a customer, you’re an owner. The dividend we’ll pay to members this year is the highest since 2015.

Access to 3,300  Surcharge Free ATMs

You’ll have access to 15 branches in Ontario, over 3,300 ATMs across Ontario, Canada and online banking 24/7.

No Nickel & Diming

Our boss isn’t the share price. It’s you. So we won’t cut into your savings with sneaky extra fees. 

What others have to say about why PACE is well beyond a bank

PACE Credit Union staff are always friendly and helpful.  They take the time to understand your concern and it gets solved right away.  I highly recommend anyone banking with them. They pay decent interest rates too! Better than any bank!

- Fran Raymon

A fantastic organization. Will never return to a bank...why save money with a privately owned corporation when you can be a shareholder at an institution with comparables rates that spends their money in our community. 

- Ryan Kelly

I have never been disappointed by the service I received - personable, personalized, and responsive.  I have had many disappointments with banks over the years - CIBC and BMO - and switched all of my financial needs as a result.  Never regretted the move. 

- Collette Dowha

 © 2019 PACE Credit Union

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